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Business gym financing — leasing, grants, depreciation

You can finance a business gym through operating leasing, depreciate it as a fixed asset or use grant funding. See the financing options available.

  • Operating leasing — from ~£240/month
  • Full equipment depreciation as a fixed asset
  • Grant funding for businesses and councils
  • We help prepare the documentation

A business gym doesn’t have to be a one-off expense

Fitting out a company or hotel gym is an investment in the £8,000–£40,000 range. Good news: as a business you have several ways not to pay it in cash.

In operating leasing the equipment remains the property of the lessor for the duration of the agreement, and you pay monthly instalments fully deductible as operating costs.

Example: Gym equipment for £16,000 net 36-month lease, base rate + margin Monthly payment: ~£480–540 net Effective cost after corporation tax (19% PL / 19–25% UK): ~£380–440/month

You have a ready gym from day one — without tying up working capital.

Basic conditions for equipment leasing:

We help prepare the documentation and connect you with the lessors we work with across Poland and the UK.

Finance leasing — alternative

In finance leasing, the equipment enters your books from the start. The lessee handles the depreciation. Better for longer horizons and larger sums.

Depreciation — equipment as a fixed asset

Sports equipment bought by a business can be classified as a fixed asset and depreciated:

For a £16,000 purchase, the corporation tax saving (19%) is approximately £3,000 in the year of acquisition.

Grants and funding

For local authorities and council bodies

The Polish Aktywna Gmina programme and similar UK initiatives (Sport England Community Asset Fund, National Lottery Awards for All, council capital programmes) fund sports infrastructure. Container gyms and sports-venue fit-out qualify in many calls.

For businesses

European Funds and national grants for:

For developers

Some local authorities offer reliefs or grants for creating recreational infrastructure as part of residential developments.

We check currently available calls and help assess project eligibility.

How to start

  1. Get in touch — free quote and design
  2. Based on the cost estimate, we prepare lessor documentation
  3. Leasing decision typically in 3–5 working days
  4. Once approved — we start delivery

FAQ

Can individuals lease a home gym? Standard leasing is for businesses. Individuals have access to consumer credit or instalment purchase of equipment (some brands offer 0% APR finance).

What’s the minimum lease term? Typically 24 months. Most commonly we go for 36 or 48 months for lower monthly payments.

Can I buy out the equipment at the end of the lease? Yes — in operating leasing the buyout value is set up front, typically 1–20% of the initial value.

Is the financing assistance chargeable? Leasing brokerage is free of charge to you. We earn margin on the equipment, not commission on financing.

Leasing payment calculator

Move the sliders to see an estimated monthly payment.

Estimated payment

£/mo.

Financed amount
Total cost

APR used for the estimate: 8%

Ask about financing

This is an estimate and not a binding offer. Final terms are set by the leasing provider.

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